Under contract-accepting backup offers. UNDER CONTRACT BUT ACCEPTING BACK UP OFFERS!!! Welcome to this 3 bedroom, 2 full bath home in Lakeland! This home is fully fenced in both front and back yard with a carport to provide shade and cover. It has the cutest covered front porch area for you to enjoy too. This home has been updated with fresh paint, vinyl flooring throughout and tile in the back entry way. The primary bedroom is large and has dual closets along with an in-suite full bath. There is a second full bath with linen closet for guests and the second bedroom to enjoy. The 3rd bedroom is right across from the 2nd bath and it can be utilized as a small bedroom with a closet or an office with the approximate dimensions being 6'x15'. The living room is open and inviting with lots of windows providing tons of natural light. There is a separate laundry room that has both washer and dryer hookups in front of the carport. This home works great for either a primary or an investment property. You can even live in it for a few years (see loans terms) and then rent it out when you want to move into your next home and start building your real estate portfolio. You are only 5-7 mins to downtown Lakeland with tons of restaurants and shopping, 10 mins to Lakeland Regional Hospital, and 7 mins to I-4 that will take you to either Tampa or Orlando. Talk about convenience, schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,051 | $1,339 |
Total Monthly Payment | $1,356 | $1,302 | $1,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.