Discover this sparkling hi-ranch home, elegantly situated on a prime corner lot in the desirable community of West Islip. Recently enhanced with a new roof, windows, and boiler, this residence promises both durability and comfort. The kitchen exudes modern sophistication, featuring sleek finishes and state-of-the-art appliances. Two beautifully updated bathrooms complement the spacious living areas, providing both style and functionality. The property boasts a generous yard with both a spacious front yard and a large backyard, perfect for outdoor activities and entertaining. A lovely deck extends the living space outdoors, ideal for relaxing or hosting gatherings. With a great mother-daughter setup, this home offers versatile living arrangements, ideal for extended family or guests. Designed for both relaxation and entertainment, this home is a true gem. Don't miss the opportunity to make 820 Stanley Street your new address.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,998 | $607,998 | $607,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $3,994 | $5,090 |
Total Monthly Payment | $5,291 | $5,086 | $6,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.