This magnificent, expanded Center Hall Colonial home offers a lifestyle of luxury, convenience, and natural beauty, ensuring every moment is cherished. The sweeping, lush front yard is perfectly manicured with a welcoming paver front walkway and stoop and an ample driveway to an attached two-car garage for effortless parking! The recently expanded and updated eat-in kitchen offers white shaker cabinetry, an eat-in nook with built-in seat bench, gleaming granite countertops, recessed lighting, hardwood floors, and stainless steel appliances including 5 burner gas cooktop with convection oven. A spacious formal dining room is enhanced with hardwood flooring, while the expansive living room that spans the entire depth of the home provides plenty of room for multiple uses and features hardwood flooring . A comfortable sunken family room includes 2 skylights that flood the space with an abundance of natural light, a woodburning fireplace with a brick feature wall, decorative wood beams on the ceiling & hardwood flooring. The first floor is complete with a conveniently located powder room and a newly renovated laundry/mudroom with built-in cabinetry, cohesive to the kitchen, with direct access to the outdoors. The second floor holds an oversized primary bedroom retreat with an updated full ensuite bathroom, ample closet space, and hardwood flooring, 3 additional bedrooms also offer hardwood flooring. This level is complete with a 2nd-floor full bathroom. The full finished basement provides ground-level access to a 2-car attached garage. This lovely home sits on . 30 acre, corner lot with a fully fenced backyard that hosts an additionally fully-fenced inground saltwater pool with a diving board, filter was just replaced this year & loop-loc cover 2020. 7-Zone in-ground sprinkler system keeps your landscaping in perfect condition. Utilities include an efficient 3-zone natural gas heating system (2008) with a service agreement, a separate hot water heater for added convenience (2022), central air conditioning for year-round comfort (2020) with a service agreement, and robust 200 AMP electric service, including separate generator hookup as well as underground utilities. Additionally, a newer 1st layer roof (2006), and a security system. Nature lovers take note: located near beaches, hiking trails, parks & nature preserves - access to a boat ramp too! Numerous prestigious golf courses are in close proximity, mere moments away from main street's quaint local restaurants & shopping. Conveniently close to LIRR and parkways. Situated in the highly regarded Kings Park School District. Affordable property taxes with Basic STAR: $12, 684.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,227 | $4,020 | $5,123 |
Total Monthly Payment | $5,449 | $5,242 | $6,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.