Practical 3 bedroom 2 bath home with garage conversion built on a corner lot in Spring Valley. House has been owner occupied and maintained. A split floor plan with a formal dining room. Wall to wall angled tile flooring with diagonal pattern. Garage is also tiled with straight lay pattern. Modern kitchen with Cherrywood cabinetry, granite countertops, and tiled backsplash. Laundry room has above laundry cabinets. Spacious lot with ample backyard space bordered by lush hedges and with a 15’ x 4’ circular above ground pool. Garage conversion is its own unit including full bath with walk-in shower, closet, and kitchen area with counters, cabinets, microwave, and refrigerator. ROOF was installed in December 2019. Gas water heater 2018. Property situated 8 miles from the Florida Turnpike. Comfortably located making life efficient and effortless. -the garage has been converted and can be used for rental purposes if needed
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,276 | $319,276 | $319,276 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,097 | $2,673 |
Total Monthly Payment | $2,510 | $2,402 | $2,978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.