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Welcome to 114 Aberdeen Pond Drive in MiraBay – A Beautifully Upgraded Townhome in Apollo Beach!
This 3-bedroom, 2. 5-bathroom townhome offers the perfect blend of comfort and convenience, featuring a first-floor home office that can easily be converted into a fourth bedroom, an open-concept living area, a charming front porch, a private patio, and a 2-car garage. Located in the sought-after waterfront community of MiraBay, this home offers maintenance-free living, with HOA fees covering landscaping, flood and property insurance, pest control, exterior painting, metal roof upkeep, and both interior and exterior water usage.
With many homes affected by Hurricane Helene, MiraBay stands out as a flood-resilient community built at a higher elevation, ensuring peace of mind for homeowners. Unlike many neighborhoods that faced flooding, all homes in MiraBay remained high and dry, reinforcing its reputation as a safe and well-planned community.
Step inside to find a bright and inviting open living space with beautiful engineered hardwood floors extending into the dining area. The spacious eat-in kitchen features stone countertops, a large cooking island, ample wood cabinetry, and stainless steel appliances (2020), including a range with an air fryer. A double-door entry leads to the first-floor office, which can easily be converted into a fourth bedroom. This versatile space includes a walk-in closet, making it an ideal guest suite or flex room. A half-bathroom is also conveniently located on the main floor.
Upstairs, the primary suite offers a large walk-in closet, a cozy reading nook, and a luxurious en-suite bathroom featuring a walk-in shower, soaking tub, and dual sinks. Two additional bedrooms share a Jack-and-Jill bathroom, and the laundry room is conveniently located on this floor for easy access.
This home has been updated with a brand-new water heater (2025), new A/C units installed in 2021 with UV lights and WiFi thermostats, fresh exterior paint in 2023, and interior paint in 2022. MiraBay residents enjoy exclusive access to resort-style amenities, including a heated pool with a waterslide and spa, a state-of-the-art gym and recreation center, pickleball, tennis, and basketball courts, playgrounds, a café, and a resident lounge. The community also provides access to kayaks, sailboats, and paddleboards.
This townhome is conveniently located near downtown Tampa, MacDill AFB, St. Petersburg, Sarasota, and the Gulf beaches. This move-in ready townhome is priced competitively. Schedule a showing and experience the vibrant lifestyle that MiraBay provides.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,102 | $2,679 |
Total Monthly Payment | $2,754 | $2,833 | $3,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.