Fantastic hard to find newly built (2021) Beautifully spacious 4-bedroom, 3-bathroom, 3 car garage nestled on the banks of a serene pond, this residence offers a unique blend of luxury, comfort, and functionality. As you enter, you're greeted by high ceilings, an open-concept living space with tile floors in the main living area , creating a seamless flow from room to room. The heart of the home, a chef's dream kitchen, boasts a large center island, granite countertops, custom 42" cabinets, stainless steel appliances and oversized walk-in pantry.
Imagine entertaining family and friends while enjoying the picturesque views of the backyard and pond. The owner's suite is a private retreat, featuring an oversized bedroom with captivating water views. The en-suite bathroom offers his and her vanity, walk-in shower and roomy walk-in closet. . One of the secondary bedrooms/guests en-suite is tucked away and private. The other 2 bedrooms and bathroom are conveniently located on the other side of the home for additional privacy. This home is not just beautiful, it's smartly designed with additional features to enhance your living experience. There is den/office off the main living area. Venture outside to your screened covered patio 20X15 plus an additional open patio 15X12 overlooking the fenced backyard and pond view. Perfect setting for relaxation and outdoor gatherings. Located in the family-friendly community of Spencer Creek, residents enjoy access to a clubhouse, pool, dog park, playground and a basketball court. The convenience continues with close proximity to schools, hospitals, shopping, I-75, US-41, US-301 and the allure of Tampa Bay. Ready to make this dream home yours! Some of the furnishings are available for sale on separate sale.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $795 | $795 | $795 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,307 | $2,940 |
Total Monthly Payment | $3,296 | $3,177 | $3,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.