Congratulations! Finding this serene conservation lot [in the PERFECT LOCATION] is you WINNING 2024!
The party-patio and charming outdoor ambiance will surely make you the host of ALL things in your social circle! The square footage of this home was brilliantly designed for a spacious layout and also boasts a split & open floor-plan allowing you to comfortably hide from your guests OR enjoy some effortless family entertaining as you wish!
The open floor plan is a 3-way split: one private bed & bath, two other bedrooms sharing a 3rd full bath (Jack and Jill style), and primary suite on the opposite side of home (w/ 2 walk-in closets, ensuite bath featuring dual sinks, a garden tub and separate shower stall).
Home features vaulted ceilings, with sliding doors that bring in tons of natural light throughout. Kitchen complete with NATURAL GAS Range to meet your [surely high-end, TOP CHEF-like] culinary needs and brand new appliances, with an adorable breakfast nook overlooking the family room and patio which will host many memories for your family. The Estates at River Crossing is one of the few neighborhoods to be fully piped with natural gas right from TECO Natural Gas company (so no need to refill propane tanks). The walk-in kitchen pantry is so big you may mistake it for a 5th bedroom! The two rooms in the front of the home also give you many opportunities to meet your family’s ever-changing needs. They could be used as formal living/dining rooms but could also easily be used for home office, game room, home gym, mommy's escape room, man cave, or even a craft room that dreams are made of (the possibilities are endless!).
You'll enjoy your morning cup o' joe from the charming screened/covered patio that overlooks your peaceful backyard on conservation with no backyard neighbors and lots of wildlife! A pool and yard with endless possibilities (THINK- firepit, gazebo, a secret garden that you can use to escape your family throughout the day, SO MANY OPTIONS!).
The many small touches elevate the elegance throughout this home (crown molding throughout, home and patio wired for surround sound-buyer’s responsibility to inspect).
Estates at River Crossing offers community access to the Alafia River with walking trails. SUPER LOW HOA and NO CDD! MINUTES (really) from ANYTHING you could possibly need [and everything you definitely WANT]- Bloomingdale Golf course, Nature's Way Park, South Valrico boasts “A” schools, parks, YMCA, golfing, shops, restaurants and breweries.
Updates include: Newer roof 2020, Brand new GE kitchen appliances 2023, New pool pump/cartridge filter & in line chlorinator 2021, New Gas Hot Water Heater 2023. HOME LISTED UNDER CURRENT MARKET VALUE TO GIVE BUYER PLENTY OF ROOM FOR KITCHEN/BATHROOM UPGRADES AS DESIRED!! Think it'll last long? It won't (THIS neighborhood, THIS conservation lot!). QUICK! Make that appointment now!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,812 | $2,675 | $3,409 |
Total Monthly Payment | $3,166 | $3,029 | $3,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.