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8 Smith Lane, Somers, NY, 10589 | $1,329,000
Introducing a stunning new construction modern farmhouse that blends contemporary design with rustic charm. This beautifully crafted home offers open concept living with sun-drenched, spacious rooms, perfectly situated on nearly 10 acres of useable land. The property provides ample space for a pool, horses, exterior structures and endless possibilities for outdoor enjoyment The interior highlights include hardwood floors and 9-foot ceilings creating an airy, elegant atmosphere. An electric fireplace adds a cozy touch, while a soaking tub in the main suite provides a luxurious retreat. The convenient second-floor laundry and an oversized three-car garage enhance everyday living. The finished bonus room features a private entrance, making it ideal for a home office, in-law suite, or as an additional fifth bedroom, catering to various lifestyle needs. The full, unfinished walk-out basement with 9-foot ceilings is prepped with rough plumbing for a full bath, allowing for easy customization. The builder offers the option to finish approximately 1, 400 sq ft, including a full bathroom, for an additional $55, 000. This quality construction features a constant pressure well pump, double 5 vinyl siding, and full spray insulation, ensuring comfort and efficiency. Conveniently located just minutes from I-684, Metro North (with ample parking), shopping, and close to the Connecticut border, this Westchester gem is a rare opportunity for modern living in a serene setting.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial, Farmhouse
- Year Built: 2024
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Basement: Unfinished, Walk-Out Access
- Approx Sq. Feet: 3,600
- Acreage: 10
- Est. Taxes: $32,000
- Lot Desc: Near Public Transit, Near School, Near Shops, Level, Sloped, Wooded
- Elem. School: Primrose
- Middle School: Somers Middle School
- High School: Somers Senior High School
- School District: Somers
- Appliances: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Washer
- MLS#: H6309600
- Days on Market: 299 days
- Website: https://www.raveis.com
/eprop/H6309600/8smithlane_somers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8 Smith Lane, Somers, NY, 10589
$1,329,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,063,200 | $1,063,200 | $1,063,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.517% | 6.235% | 6.058% |
| Monthly Tax Payment | $2,667 | $2,667 | $2,667 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,871 | $6,460 | $8,900 |
| Total Monthly Payment | $8,663 | $9,252 | $11,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535