Welcome to Highlands Reserve, a beautiful community in Valrico offering residents a charming neighborhood with low HOA fees and NO CDD fees! Enjoy the serene lifestyle with picturesque strolls through the neighborhood, or explore nearby nature trails and parks like Valrico Lake Park and Paul Sanders Park. For golf enthusiasts, Buckhorn Springs, and Riverhills Golf and Country Clubs are just minutes away. This stunning home is fully equipped with built-in speakers throughout the whole house and the Control4 Smart Home OS 3 system, allowing you and your family to easily and enjoyably manage nearly every device and system in the house from anywhere in the world. Step into the foyer to discover soaring ceilings, beautiful flooring, abundant natural light, and an open floor plan perfect for gatherings and entertaining. A spacious home office with French doors welcomes you, while the open formal dining room is ideal for hosting memorable dinners. The well-appointed kitchen features stainless steel appliances, programmable under-cabinet lighting, granite countertops, an eat-in space with shiplap and bar shelves, and a large walk-in pantry. Adjacent to the kitchen, the spacious great room boasts a projector-screen TV, making it the ultimate spot for family and friends. The primary suite is a true retreat with two large closets, smart home wall stands, and a private en-suite bathroom with a shower and soaking tub. Three additional bedrooms are situated in a private wing and share a spacious full bath. Enjoy hosting BBQs on the covered lanai, complete with roll-down sunscreens. The fenced yard offers added privacy and security, perfect for the whole family. This wonderful home is near excellent schools, with options for charter, school choice, or private education. It's also close to superb shopping, dining, VA hospitals, medical clinics, and downtown Tampa. Commuting is convenient with easy access to major highways and expressways. Don’t miss out on this amazing opportunity—schedule your showing today! View the home virtually with this link: my. matterport. com/show/?m=NYTnUf9KCUx&mls=1
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,759 | $3,516 |
Total Monthly Payment | $3,320 | $3,178 | $3,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.