Under contract-accepting backup offers. Introducing YOUR Dream Home with DUAL 12-foot Bay Garages with additional workspaces for all your projects! 580 Anderson Street, Saint Augustine, FL 32084!
Step into this enchanting 1962 home that beautifully merges historic charm with modern enhancements. Situated on a substantial 0. 25-acre lot, this delightful property boasts 984 square feet of living space, with three inviting bedrooms and a well-equipped bathroom.
The interior features elegant Terrazzo flooring and laminated bamboo floors. The kitchen is a chef's dream, equipped with a full suite of GE appliances, including a stainless refrigerator, electric stove/range, over-the-stove microwave, and dishwasher. Recent upgrades include new kitchen countertops installed in January 2023. For added comfort, the home consists of a newly installed HVAC system (June 2023) and a new water heater installed in July 2023.
Outside, you can relax or entertain on the screened back porch, overlooking a large backyard adorned with bamboo and night-blooming jasmine. The property includes dual 12’ bay garages and an additional workspace with a sink, providing 936 square feet of utility space. A handy 10 x 16 shed offers substantial storage options. Notably, the roof was replaced in November 2023, ensuring long-term durability.
No flood insurance is required in Flood Zone X, enhancing affordability and appeal. The absence of an HOA allows the freedom to use this home for short-term rentals or as a personal residence with the potential for expansion or adding an in-law suite or a pool.
This property combines historical allure with contemporary amenities, making it an ideal choice for those looking to invest in a versatile property with room for personalization or income generation.
Don't miss this unique opportunity to own a piece of Saint Augustine's heritage. Contact us today for a tour and see how 580 Anderson Street can become your new dream home or a lucrative investment opportunity!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $71 | $71 | $71 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,892 | $2,411 |
Total Monthly Payment | $2,135 | $2,038 | $2,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.