LOCATED IN THE HISTORICAL AREA OF POUGHKEEPSIE, THIS RECENTLY RENOVATED HOME WAITS FOR YOU! THIS HOME HAS CHARM, A CLASSIC BLACK AND WHITE COLONIAL EXTERIOR, WELCOMING WRAP AROUND PORCH AND PERRENIAL GARDENS ON EITHER SIDE OF THE STEPS! AS SOON AS YOU ENTER, YOU ARE MET WITH A BEAUTIFUL STAINED-GLASS WINDOW AND MUDROOM. THE 1ST FLOOR IS WONDERFULLY BRIGHT AND COZY, YOU HAVE A SPACIOUS KITCHEN WITH AN EXPANSIVE ISLAND, CUSTOM CABINETRY, QUARTZ COUNTERTOPS, EXPOSED BRICK, AND VIEWS OF THE YARD. BEAUTIFUL FRENCH DOORS WITH GLASS NOBS LEAD TO A ROOM THAT CAN BE A FORMAL DINING ROOM, DEN, OR OFFICE AND LEADS TO A 3 SEASON PORCH. THE LIVING ROOM OFFERS A WINDOW SEAT, PLENTY OF SPACE FOR ENTERTAINING, AND LEADS TO ANOTHER ROOM WITH NUMEROUS POSSIBILITIES, AS WELL AS ACCESS TO YOUR DRIVEWAY, SIDE STEPS, AND A WALKWAY TO THE YARD. UP THE STAIRCASE IS AN UP-TO-DATE HALL BATHROOM, 4 BEDROOMS WITH PLENTY OF CLOSET SPACE, A MASTER BATH, AND A VAULTED ATTIC WITH MORE LIVING SPACE! CALL NOW!
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,431 | $2,312 | $2,947 |
Total Monthly Payment | $2,955 | $2,836 | $3,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.