Step into refined living with this exceptional four-bedroom, 2 and 1/2 bath home, complete with an office and a spacious loft. Nestled in the beautiful neighborhood of Belmont, this residence offers a harmonious blend of functionality and elegance. As you enter, prepare to be dazzled by the exquisite details that adorn every corner. The kitchen is a chef's delight, boasting granite countertops, large kitchen island and stainless steel appliances that elevate the cooking experience. Whether you're cooking for a family dinner or entertaining guests, this kitchen is sure to be the heart of your home. Say goodbye to carpet woes as vinyl flooring graces the staircase and upstairs, while ceramic tile adorns the main floor, providing durability and style throughout. The master suite is a sanctuary unto itself, offering ample space to unwind after a long day. This is where convenience meets luxury with a laundry room conveniently connected to the spacious walk-in closet. No more hauling laundry up and down stairs! Step outside and discover your own private retreat in the fenced backyard, complete with a lanai, concrete pad, and pergola equipped with electricity. Whether you're enjoying a peaceful evening or hosting lively gatherings, this outdoor space is perfect for all occasions. But the luxury doesn't stop there. Additional features abound, including epoxy floors in the garage and lanai, UV lights in the AC units for improved air quality, and a whole-home water softener for added comfort. Custom French doors leading to the office. A WIFI smart front door lock for added convenience and security. Two over hanging racks in the garage perfect for extra storage. And for the little ones, a playscape awaits in the backyard, while motion sensor lighting adds both charm and safety. Don't miss the opportunity to make this impeccable property yours. Schedule a showing today and experience the perfect harmony of comfort and functionality in this remarkable home! Belmont Elementary School is just around the corner from the property which is perfect to avoid the car line. Whether you're seeking relaxation, recreation, or quality time with loved ones, this resort-style community has something for everyone. Lagoon style pool with adult lap pool. Basketball, Tennis and Pickleball Courts and playground. Come discover the endless possibilities and make every day feel like a vacation!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,992 | $391,992 | $391,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,707 | $2,575 | $3,281 |
Total Monthly Payment | $3,420 | $3,288 | $3,994 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.