Welcome home to the Winston Churchill, a coveted full-service luxury building nestled in the leafy enclave of Spuyten Duyvil. As you enter this elegantly updated corner two-bedroom, two-bath residence, you'll be greeted by a spacious living room that seamlessly flows into a private wrap-around terrace ideal for hosting gatherings and soaking in breathtaking views of the Harlem River. The separate galley kitchen, recently updated with classic cherry wood cabinetry, granite countertops, and stainless steel appliances, leads directly into the spacious dining room. The corner primary bedroom bathes in natural light from its southeastern exposure and features a dressing area with two closets and a fully renovated en-suite windowed bathroom with a glass-enclosed shower and contemporary fixtures. The additional hallway bathroom is also fully updated and boasts a bathtub. The second bedroom offers ample comfort and space. Storage is plentiful throughout the home, featuring multiple large closets and two walk-in closets near the entrance. Solid oak hardwood flooring adds a touch of classic elegance throughout. A standout feature, the monthly maintenance covers access to an indoor swimming pool, a 24-hour gym, and central air conditioning. Don't let this exquisite home pass you by! Winston Churchill is one of the best luxury co-ops in Spuyten Duyvil. Recent major updates include full replacement of all 4 elevators, updated lobby, renovated hallways, updated indoor swimming pool and all-new 24-hour fitness center. The building features a 24-hour doorman, large community room, pool table, ping pong table, indoor children's playroom, private playground, 24-hour laundry, storage units, bicycle storage and indoor parking. This is a pet friendly building. Exceptional location would be appreciated by any commuter right outside the front door is a bus stop with 3 Manhattan Express buses: BxM1 (East Side), BxM2 (West Side) and BxM18 (Wall Street) as well as 2 local buses Bx10 and Bx20 that can take you to the 1 or A trains in just minutes. Best of all, the Spuyten Duyvil Metro North station is just a 5-minute walk and a 25-minute ride to Grand Central. Just a block away you'll find a shopping area with a Rite Aid pharmacy, supermarket, deli, wine shop, cleaners, post office and a few restaurants. This is an amazing value!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,509 | $3,337 | $4,253 |
Total Monthly Payment | $3,601 | $3,429 | $4,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.