THIS IS ONE SWEET HOUSE!!! LOCATED CLOSE TO TOWN, MEDICAL, SCHOOLS, SHOPPING, AND RESTAURANTS. THE LOWCOUNTRY COTTAGE YOU'VE BEEN WAITING FOR. ENTER THE LIVING AREA WITH DINING AND KITCHEN, HALF BATH, LOTS OF STORAGE. MASTER BEDROOM AND BATH ON THE FIRST FLOOR OPENS TO AN INVITING SCREENED PORCH FOR PRETTY MUCH YEAR AROUND ENJOYMENT. THE PRIVATE BACK YARD HAS A SALT WATER POOL AND OUTDOOR SHOWER. THE GARAGE IS AN OVERSIZED SINGLE CAR GARAGE. TWO SPACIOUS BEDROOMS AND BATH UPSTAIRS. THERE IS A WALK IN ATTIC FOR EXTRA STORAGE. $1, 000 CONTRIBUTION FOR YOUR NEW STOVE MOVE IN READY. DON'T WAIT, LISTING AGENT IS RELATED TO THE SELLER. WON'T LAST LONG.
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Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,730 | $3,547 | $4,520 |
Total Monthly Payment | $4,131 | $3,948 | $4,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.