20715 Main Road, Southold (Orient), NY, 11957 | $1,600,000

STUNNING ORIENT WATERFRONT PROPERTY WITH CHARMING CAPE HOME – TWO LOTS BEING SOLD TOGETHER. This unique property offers two parcels of land, blending the serene beauty of Orient with the comforts of a Classic Cape-style home. The 1. 75-acre waterfront lot, features access to a shared gazebo on a tranquil creek that leads out over the meadow to your own private beach, and has stunning views of Orient Harbor. This scenic setting offers peace and privacy, making it a perfect retreat. Across the street sits a charming 1940s Cape-style home with panoramic Waterview’s. The first floor features a large living room with a wood burning fireplace, perfect for relaxing, formal dining room, a delightful three-season room with picturesque views, spacious kitchen with ample counterspace, a first-floor bedroom and full bath for added convenience. Upstairs, you will find three more bedrooms, each offering ample space and natural light and Waterview’s, along with a full bath. Hardwood floors throughout the home add to the charm and character. This property offers a rare combination of waterfront living, charming history, making it an ideal escape or family home. Additional information: Location Features: Protected Wetland, Separate Hotwater Heater: Y

Features

  • Town: Southold
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Cape Cod
  • Year Built: 1945
  • Heating: Natural Gas, Forced Air
  • Cooling: Central Air
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 2,000
  • Est. Taxes: $6,677
  • Water Front: Yes
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: Oysterponds
  • Appliances: Dishwasher, Dryer, Refrigerator, Gas Water Heater
  • MLS#: 3548646
  • Days on Market: 327 days
  • Buyer Broker Compensation: 2.50%
  • Website: https://www.raveis.com
    /mls/3548646/20715mainroad_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Diana NewbertLuxury Properties Specialist

203.470.0391

Diana.Newbert@Raveis.com

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Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 147983

845.290.3871

Matthew.DeMaria@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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203.925.4507

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Our Insurance Division:

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20715 Main Road, Southold (Orient), NY, 11957

$1,600,000

Diana Newbert

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.470.0391

Diana.Newbert@Raveis.com

Matthew DeMaria

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 845.290.3871

Matthew.DeMaria@raveis.com

NMLS Mortgage Loan Originator ID 147983

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,280,000 $1,280,000 $1,280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.517% 6.235% 6.058%
Monthly Tax Payment $556 $556 $556
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,068 $7,777 $10,715
Total Monthly Payment $7,749 $8,458 $11,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.