Back on the market, buyer’s financing fell through. Calling all Boaters and Beach Lovers! Vacation year-round in the sought after Boca Ciega Point 55+ Boating Community located around the corner from world famous Madeira Beach. This tropical paradise features all the amenities of a home without the work. The delightful courtyard entry features wall murals of coastal scenery and Florida foliage with plenty of room for relaxing and entertaining guests. As you enter this 1400+ Sq. Ft. spacious villa, you will enjoy the views of the water from the kitchen, dining and living room. The main living areas are tiled and feature crown molding, ceiling fans, and recessed lighting. There is a theatre area with a 75” built-in 3-D TV, and surround sound in each room. The adjoining Florida room adds additional living space/square footage (10’ x 25’) and features an under-water mural. Wake up to water views from the primary bedroom with private bath and two closets. The tiled second bedroom features a faux-fire place and access/views to the courtyard. The second bath features a walk-in shower. The over-sized 1 car garage has plenty of additional storage, work bench, washer/dryer & extra fridge and water softener. Best of all, you can walk out your back door to your private boat slip with 16K Lift, along with an ample sized dock and finger pier for easy access to boat. The dock has a fish cleaning table and electric/water service. Boaters love the quick Gulf access via John’s Pass and the many restaurants up and down the intracoastal. This condo allows for room to bring your personal style and updates as needed and is priced accordingly with similar condos sold up to the $700K + range. Boca Ciega Point is gated with 24-hour security and managed on-site with homeowner elected Board members who maintain this beautiful, sought after community. There are endless activities, annual events and parties: heated pool, gym, library, tennis courts, pickleball, shuffleboard, bocci, 9 hole putting green and boat club, to name a few! Bocan’s call it the Beast Kept Secret near the beaches!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $190 | $190 | $190 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $2,785 | $3,549 |
Total Monthly Payment | $3,210 | $3,067 | $3,831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.