**** Motivated Seller offering $6000 in Closing credit for rate buy down, prepaids or how ever buyer wishes to use it, bring offers******
Nestled in the serene neighborhood of Ocean Breeze Estates, Beach Side in Ormond Beach. This welcoming residence is presenting an ideal opportunity for those seeking the quintessential Florida lifestyle. Step inside to discover a spacious and bright interior, meticulously maintained to maximize both functionality and charm. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating a perfect space for entertaining guests or enjoying cozy family evenings. Wake up refreshed every morning and savor your coffee with a river view on the front porch or living room. You can also soaking in the tranquil ambiance of the surrounding greenery and take in salt air from the River and Ocean. With a total of 3 bedrooms and 2 bathrooms, this home offers plenty of space for family and guests alike. Outside, the expansive backyard beckons for outdoor gathering. Lounge on the patio, host barbecues, take a dip in the hot tub or simply bask in the Florida sunshine in your own private paradise. Conveniently located in Ormond Beach, residents will enjoy easy access to pristine beaches, shopping destinations, dining establishments, and recreational amenities. Whether you're seeking relaxation or adventure, this vibrant community offers something for everyone. Schedule your private tour today and experience the best of Florida living at 45 San Jose Dr.
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Our Executive Mortgage Banker:
Our Insurance Division:
$434,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,600 | $347,600 | $347,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,283 | $2,910 |
Total Monthly Payment | $2,651 | $2,533 | $3,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.