Are you ready to live your dream of owning a beachfront condo? This exceptional GROUND FLOOR 2-bedroom, 2-bathroom condo in Ocean Village Club is the perfect opportunity for you. You can enjoy the best of both worlds by owning a successful short-term rental condo and using it whenever you feel the sea winds calling. The condo has been beautifully updated and furnished to ensure comfort while enjoying the stunning white sand beach and Oceanside pool, steps away from your door. The condo fees include a U-Verse package with Wi-Fi, a landline with unlimited calls in the U. S. and Canada, and cable TV, all for your convenience. Ocean Village Club is perfectly located in the heart of St. Augustine Beach, within walking distance to area coffee shops, restaurants, entertainment, and shopping. It's also just a short drive to historic downtown St. Augustine. Don't wait any longer to start your new chapter! Seize the opportunity to own this amazing condo and enjoy the beach life today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,728 | $3,476 |
Total Monthly Payment | $3,304 | $3,164 | $3,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.