Welcome to luxurious living at The Hamlet at St James! Prestigious gated community boasting 24-hour security for your peace of mind. Step into a world of resort-style amenities including a sparkling pool, inviting hot tub, clubhouse, tennis court, fitness center, 2 serene ponds with paddle boats, and a delightful bocce court. Nestled within this exclusive enclave is a home tailored for the entertainer. This ranch-style abode exudes elegance with its soaring ceilings and gleaming hardwood floors. Designed with the modern buyer in mind, the open concept layout seamlessly connects the formal living room complete with cozy fireplace and gracious formal dining room. The heart of the home lies in the gourmet kitchen, where stainless steel appliances, granite countertops and ample dining space await culinary adventures. Retreat to the primary bedroom suite boasting a tray ceiling, expansive walk-in closets and a luxurious full bathroom. Two additional bedrooms share a well-appointed full hall bathroom for added convenience. Practicality meets sophistication with a main-level laundry room boasting extra storage closets. Descend to the partially finished basement where a cedar closet, additional storage room and utility space cater to your every need. Outside discover a private yard adorned with mature specimen plantings, creating a serene oasis for relaxation and outdoor enjoyment. This exceptional property is truly a must see, offering a harmonious blend of luxury, comfort and convenience. Must see this captivating residence and make it your next dream home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $1,813 | $1,813 | $1,813 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,199 | $5,351 |
Total Monthly Payment | $6,320 | $6,104 | $7,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.