Seller Motivated! Explore our captivating 3D Virtual Tour! This charmingly renovated 2-bedroom, 1-bath condo offers an inviting retreat for those seeking the joys of retirement and downsizing. Nestled within the serene confines of the 55+ Imperial Southgate Condominium community, this standalone gem boasts a thoughtfully designed layout, complemented by a spacious living area and convenient laundry space adjacent to the kitchen. Step into a world of comfort with a brand new air conditioning unit and a fully equipped contemporary kitchen featuring modern appliances, including a washer and dryer. Situated discreetly behind WalMart and Kelly Rec, this abode offers tranquility while remaining close to amenities. For a modest monthly condo association fee of $600, residents enjoy a hassle-free lifestyle, with services including grounds and yard maintenance, scheduled roof cleaning, exterior painting as needed, and essential utilities such as water, sewer, trash, HD cable, and Internet all included. Conveniently positioned near major thoroughfares, the Polk Parkway, shopping centers, dining establishments, and medical facilities, this location offers unparalleled accessibility. Additional cul-de-sac parking ensures convenience for residents and visitors alike. With easy access to downtown Lakeland and just a stone's throw away from the Polk Parkway, residents can relish in the vibrant cultural scene, including the picturesque Munn Park, Polk Theater, and the renowned Lake Morton Swans. Don't miss out on this opportunity to embrace the essence of retirement living amidst Lakeland's captivating landscapes and rich cultural heritage. All sizes are approximate and are to be verified by the buyer and their buyer's agent. New A/C! New Kitchen! Virtual Tour link 2 shows the community and nearby Kelly Rec Center aerial view. Furnishings may be purchased separately.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $112,000 | $112,000 | $112,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $774 | $736 | $938 |
Total Monthly Payment | $1,024 | $986 | $1,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.