Welcome to Cypress Lakes! An exceptional community in the heart of St. Johns County Florida just a short drive away from the historic charm of St. Augustine and the pristine sands of Vilano Beach. This family-friendly area offers a unique blend of tranquility and convenience sitting right on the St Johns Golf Club course! The community features a community pool with solar panels on the pool center roof and low HOA dues! This is a beautifully designed one-story home that has been updated and impeccably maintained. The roof was just replaced in October of 2023 with a transferrable warranty. The owners also upgraded all the windows and painted the interior and exterior. It features 3 bedrooms, 2 bathrooms, and a heated and cooled sunroom addition ($35k addition), all spread across an inviting open floor plan. With top-notch appliances, including a washer and dryer, water filter and softener this property is ready to welcome its new family! Step inside, and you'll discover a haven of interior excellence. The kitchen is a chef's dream, adorned with quartz countertops, matching stainless steel appliances, an under-mounted sink, and 42-inch wood cabinets. Recessed lighting, tile backsplash, and upgraded fixtures elevate the space. Throughout the home, crown molding and an abundance of natural light create an ambiance of timeless sophistication. Additional features include a cultured marble countertops in the bathrooms, a shower/tub combo in the master bathroom, and a step in shower in the guest bathroom. The highlight is the heated and cooled sunroom, offering versatility and comfort for any season. The exterior of this property is equally enchanting. A rear covered patio provides the perfect spot to savor the scenic views of the adjacent golf course, creating a serene backdrop for outdoor gatherings. The two-car garage offers convenience and security for your vehicles. With a split floor plan, double doors leading to the master bedroom, and a Murphy bed in one of the bedrooms used as an office, this home is thoughtfully designed to meet your every need. Location is everything, and this property doesn't disappoint. Cypress Lakes is conveniently positioned near major roadways, including I-95 and FL-207, making your commute a breeze. You're just a stone's throw away from UF Health Flagler Hospital and HCA Florida Putnam Hospital, ensuring peace of mind in case of any medical needs. Shopping enthusiasts will appreciate the proximity to St. Augustine Premium Outlets, while students have access to nearby colleges such as Flagler College, UNF, and FSCJ. Additionally, the charm of downtown St. Augustine is within easy reach for dining, entertainment, and exploration. In conclusion, this home in Cypress Lakes offers the perfect blend of style, convenience, and comfort. With its modern amenities, beautiful finishes, and prime location, it's a haven for those seeking the best of Northeast Florida living. Don't miss this opportunity to make it your own; schedule a showing today and experience the luxury lifestyle that awaits you in this remarkable property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,234 | $2,846 |
Total Monthly Payment | $2,764 | $2,650 | $3,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.