NEW PRICE! This home - ready for move in - is located on a KEY WATERFRONT lot in the resort style 55+ community of Caribbean Isles Residential Cooperative. You'll pay NO LOT RENT, NO CDD, just the monthly Maintenance Fee. The fee covers professional management, road and seawall maintenance, heated pool, lagoon park, community activities, and a clubhouse with a library, game room and craft room. You'll find the home ready to move in, fully furnished, so just pack your suitcase for a long stay in retirement, or as an escape from the cold northern winters. The home has two bedrooms and two full baths. The primary bedroom has an ensuite bathroom, with a door leading to the huge deck looking out onto the canal. The second bedroom will be perfect for visitors, or as space to work from home. The screened in porch offers a view of the huge canal front lot, where dolphin and manatee swim by. . . You'll love this enclosed porch, but you will also have the deck in the back of the home for watching the sunset with a cold drink in your hand. The sunsets are stunning! Caribbean Isles is an active community, and events range from themed dinners and dances, talent show, penny social, pool parties, to regular Bingo and card games. The community is pet (with some restrictions) and golf cart friendly too.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,519 | $1,445 | $1,841 |
Total Monthly Payment | $1,748 | $1,674 | $2,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.