One or more photo(s) has been virtually staged. Location, location, location! This 2 bedroom 2 bath condo, with bonus room is centrally located in downtown Clearwater near practically everything! From famous Clearwater Beach, newly renovated Coachman Park, the Pinellas Trail, Marinas, Golf Courses, Dunedin, grocery, shopping and great restaurants. Enter your new condo complex through a gated community, pass by your crystal blue, salt water, heated swimming pool and pull underneath into your oversized tandem garage. Walk or take the elevator, conveniently located near your unit, up to the second floor and welcome yourself home. Upon entry you will be greeted by the 10 foot high ceilings, an open floor plan with gorgeous wood-look plank tile with sound dampening underlayment through the living areas and bedrooms, a huge kitchen with granite countertops, stainless steel appliances, solid wood cabinetry, ample counter space, reverse osmosis water filtration system and an enclosed laundry room (W&D included). Primary ensuite includes a large soak tub, walk-in shower, dual sinks and walk-in closet. The second bedroom is located across from the primary bedroom and features a reach-in closet and private bathroom with a shower/tub combo. Enter the potential 3rd bedroom/office/studio down the hall and through the dining room/living room area and into gorgeous, French double doors and soak in the natural light and over look the pool. Entertain in your condo or reserve the clubhouse downstairs for a special gathering. The clubhouse located handily next to the pool deck and is equipped with a full kitchen, lounging chairs and joined to the fitness center. There is no longer financing allowed for any of the units inside this complex. *****There is a stairwell project set to begin May 2024 and take approximately 6 months to complete. After completion of the stairwell project and pass inspection through the city of Clearwater, financing will be allowed again. *****
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$355,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,962 | $1,866 | $2,377 |
Total Monthly Payment | $2,186 | $2,090 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.