***GREAT PRICE IMPROVEMENT*** Seller Motivated! ** Bring offers! ** Welcome to your dream home in the highly desired community of Lakeshore Ranch, a gated paradise community with a 24- hour guard in Land O Lakes. This exquisite property features 4 bedrooms, 4 bathrooms, a flex office on the first floor and the convenience of an upstairs loft providing additional family space. Embrace the spacious open floor plan, ideal for modern living. On the first floor, discover a flexible space that can be used as an office or den, providing the perfect solution for remote work or a cozy retreat. The eat-in kitchen is spacious with walk in pantry, featuring stone countertops, stainless steel appliances, and a gas stove, combining style and functionality seamlessly. A convenient mudroom between the garage and kitchen provide the perfect place for everyone as they come home complete with hooks on the shiplap wall and convenience storage beneath the bench seat. The open floor plan has an open kitchen, dining & living room perfect for entertaining. Situated on a cul de sac, this home has a huge quarter acre lot with upgraded vinyl fencing and a side gate for easy backyard access. The home has several gas appliances, a full home in-wall pest defense system, a full house water filter, softener treatment system and a subterranean termite bait system providing protection for your most valued investment. Lakeshore Ranch not only offers a beautiful neighborhood but also a resort-style lifestyle. The community boasts a magnificent 12, 000 square foot ranch-style clubhouse with catering kitchen, providing a central hub for residents including a business center, conference room and other meeting spaces. When its play time, dive into luxury with a beautiful pool area featuring a heated resort style pool with lounge chairs and umbrellas, perfect for relaxation. There is also a lap pool for those a little more competitive and also a kiddie splash pool for those new to the sport. Stay active and fit with the state-of-the-art fitness center available to residents including a full gym with yoga and fitness classes, aerobics and massage rooms on site. But that's just the beginning! Lakeshore Ranch goes above & beyond with its outdoor amenities including an outdoor amphitheater, tennis, pickleball & basketball courts, tot lot & playground & a fenced-in dog park. Lake Mariel offers the perfect spot for the anglers! There is a fishing dock, picnic area, canoeing & kayaking. It's a community designed for everyone in the family. Discover the perfect blend of elegance, comfort, and community living. Lakeshore Ranch provides not just a home, but a lifestyle for everyone in the family. Be sure to check out the Walk thru video and the 3-D walk thru tour in the attached video links! You can copy the links and share with others!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $920 | $920 | $920 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,148 | $4,011 |
Total Monthly Payment | $4,322 | $4,160 | $5,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.