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7594 Ratan CIRCLE, Port Charlotte, FL, 33981 | $179,000
SELLER SAYS "MAKE AN OFFER!"
Looking for a WATER VIEW HOME in an ACTIVE, GULF-ACCESS COMMUNITY? Here it is! This home features an expansive back patio overlooking the canal which sets the tone for relaxation, offering a peaceful retreat to watch boats pass by or to take in the beauty of our gorgeous Florida sunsets. You'll often catch a glimpse of an eagle or an osprey soaring overhead as well. The privacy provided by the generous greenspace behind the home adds to the tranquility.
Inside, the high cathedral ceilings create an airy and spacious atmosphere, complemented by sunlight streaming through the windows and sliding glass doors. The open floorplan, combined with split bedrooms, enhances the sense of space and privacy within the home. The well-equipped kitchen with its rich wood cabinetry is perfect for the chef of the home, while the ample closet space in both bedrooms ensures plenty of storage. The front bedroom's bay window adds a touch of charm. Convenience is key with washer and dryer hook-ups inside, and the shed stocked with tools. Storm protection for all openings adds peace of mind during inclement weather.
The enclosed lanai and two patios are perfect spaces for entertaining or simply enjoying the outdoors. The concrete barrier around the base of the structure provides added protection against rodents. Recent updates, including a NEW ROOF IN 2022 and NEW HVAC SYSTEM IN 2024, offer modern comfort and reliability. The home is being sold turn-key furnished, making it move-in ready for its new owners.
Village of Holiday Lake community offers an array of amenities, including two pools, recreation facilities, tennis courts, a fitness center, and more. Outdoor enthusiasts will appreciate the private boat ramp, fishing pier, and boat slips, as well as storage compounds for RVs or boats. Grounds maintenance is included in the low monthly fee, and the community is open to all ages and welcomes large dogs.
Overall, this home offers a delightful blend of comfort, convenience, and outdoor recreation, making it an ideal retreat for those seeking a laid-back Florida lifestyle.
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Laundry, Optional Additional Fees, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Wheelchair Access
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 60 x 103
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
- Year Built: 2005
- Garage: Covered, Driveway
- Heating: Central, Electric
- Cooling: Central Air, Humidity Control
- Approx Sq. Feet: 784
- Acreage: 0.14
- Lot Size: 60 x 103
- Est. Taxes: $2,404
- HOA Fee: $130 Monthly
- Lot Desc: Greenbelt, In County, Landscaped, Level
- View: Park/Greenbelt, Water
- Elem. School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
- Appliances: Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: D6135179
- Days on Market: 179 days
- Website: https://www.raveis.com
/prop/D6135179/7594ratancircle_portcharlotte_fl?source=qrflyer
Listing courtesy of FLORIDIAN REALTY SERVICES, LLC Phone: 941-697-9400
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7594 Ratan CIRCLE, Port Charlotte, FL, 33981
$179,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
| Monthly Tax Payment | $200 | $200 | $200 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $989 | $941 | $1,199 |
| Total Monthly Payment | $1,264 | $1,216 | $1,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388