SELLER IS OFFERING a 2-1 BUY DOWN **PLUS** A $7900 CONCESSION on any Full Price Accepted Proposal by November 10, 2024. This stunning home is also zoned AS-1 so you could have a home business as well. Step into the rich history and timeless elegance of this meticulously kept Craftsman home that is truly one of a kind. Featuring 6 bedrooms (4 on the first floor to include the primary and 2 upstairs with a landing larage enough for an office. ) There are also 3 full baths and 1/2 bath. One full bath is located upstairs for conveninece. The current homeowner has embarked on many additional upgrades in 2022, 2023 & 2024. This exquisite home seamlessly blends elegance with countless modern updates to include newer stainless appliances, a new water heater, 2 new AC units, a new PVC privacy fence, 2 new roofs (house and 30x60 metal shop) and more. This property also has a new (2023) generator that services both the home and the 30x60 shop. There is an additional 15x55 shop as well. This buydown and concession changes everything for the buyer
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $659,920 | $659,920 | $659,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.355% | 6.738% | 6.684% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,226 | $4,226 | $5,749 |
Total Monthly Payment | $4,816 | $4,816 | $6,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.