Under contract-accepting backup offers. Situated in the heart of Oxford on nearly 5 acres of pristine high and dry land this location comes with some of the highest elevations within the entire county and features Grandaddy Oaks, perimeter fencing, no-climb fencing, three (3) paddocks perfect for horses, livestock, and farm animals and comes with NO HOA, NO BOND, and NO DEED RESTRICTIONS!
Comprised of two homes constructed of block with stucco finish (1) The inviting 2BR/2BA main house (1, 778sqft of living space/ 2, 656sqft total) is highlighted by a quaint front porch overlooking green pastures and is highlighted by an expansive 2-car garage, a delightful eat-in kitchen with an abundance of cabinetry and granite countertops, a generous laundry area, and a screened rear lanai that not only features a soothing Jacuzzi but also treats you to enchanting vistas of the pool area and hundreds of rolling acres. (2) The second dwelling (1, 110sqft living/ 2, 299sqft total) overlooks the pool area and features a detached 2BR/2BA in-law/guest suite with full kitchen, living room, and presents an enticing opportunity as a charming Airbnb rental, complemented by a generously sized partially screened carport. The third building (1, 360sqft total), is home to two heated & and cooled rooms – a perfect arrangement for a versatile workshop/arts and crafts area and a cozy home office. A standout feature is the expansive roll-up door that reveals a full RV garage and storage area, complete with an additional double roll-up door on the side. All three improvements within the past few years have had the roofs replaced with metal, providing years of maintenance-free living. The allure doesn't end there; this property extends its offerings to include ample pasture area, with the potential to add a barn for those dreaming of a more expansive lifestyle. Strategically nestled near Ocala and the Villages, this haven provides a welcome escape from the hustle and bustle of city life while ensuring easy accessibility to all amenities. Whether you're nurturing a family or caring for animals, this property is thoughtfully designed to meet all your needs, and it's just a stone's throw away from shopping, dining, and various conveniences. Seize the opportunity to immerse yourself in this unique blend of tranquility and convenience! Schedule your private tour today and envision the lifestyle that awaits you!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,867 | $3,678 | $4,687 |
Total Monthly Payment | $4,150 | $3,961 | $4,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.