Back on the Market due to buyer financing! It was approved FHA with good Appraised higher than asking price! New Water Softener Installed 08/2024! So much more to gain! Home Warranty included to give peace of mind with purchase! Seller Needs to Downsize and is very motivated. Everything has been updated on this home from top to bottom. This property is a hidden gem, offering a perfect blend of country living within the convenience of city life. The property is situated in Gibsonton, offering a serene environment with Bullfrog Creek running through it. Despite its rural feel, it's conveniently close to various city amenities and attractions (Busch Gardens), including shopping centers, restaurants, hospitals, and entertainment venues. Additionally, it's within proximity to major highways (I-75) for easy commuting. The charming 3-bedroom, 2-bathroom home boasts a spacious layout with a split bedroom plan. It features a solar-powered metal security gate, a circular driveway, and a detached garage with ample space for two cars and a workshop area. The interior is adorned with stained glass French doors, a stone wood-burning fireplace, and a sizable master bedroom with his and her walk-in closet. The kitchen is equipped with a beautiful island and plenty of storage space. The property offers a large yard with lush greenery, including canopy oak trees. A covered porch and a swim/spa provide excellent outdoor entertaining spaces. Additionally, there are sheds for storage and a cleared path leading to Bullfrog Creek, offering opportunities for nature exploration and relaxation. The homeowner has made several updates to the property, including electrical updated 2024, Plumbing updated to CPVC 2024, New Vapor Barrier 2024, New skirting around the entire home, New outlets throughout the entire house installed Aug 2024, Cedar wood siding has been restored in areas, painted and sealed 2024, New roof, along with updated well, whole house generator included, and septic system updated and certified. Most of the big-ticket items have been done. It's ready for a buyer to make the rest their own cosmetically. Recently had a WDO and it came out all clear. The property is surrounded by neighbors who may have farm animals, adding to the rural ambiance. Overall, this property offers a unique opportunity to enjoy the tranquility of country living while still being close to city conveniences. With its charming features, ample outdoor space, and convenient location, it's sure to appeal to those seeking a peaceful yet accessible lifestyle. Schedule your tour today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,400 | $278,400 | $278,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,923 | $1,829 | $2,331 |
Total Monthly Payment | $2,084 | $1,990 | $2,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.