GRACIE GARDENS GEM -- Upon entering the gracious foyer of this sprawling two-bedroom, one bath coop plus home office, you will be greeted with soft northern sunlight and lovely tree-top views of Asphalt Green and a peak of the East River. Custom built-in bookshelves, cabinetry, and a deep coat closet perfectly compliment the entry foyer. As you pass through the archway into the over-sized great room, you will feel as though you have limitless layout potential. With over 22' in length, there is ample space for a comfortable dining area without the need to compromise on living space. The renovated, windowed kitchen has been enlarged and offers granite and stainless steel countertops, custom cabinetry with tremendous storage capacity, and modern appliances. Flanked by a separate pantry, preparing meals in this kitchen will be a delight.
Off the living/dining room, there is a generous second bedroom which is much larger than that of most junior-4 apartments. Fit for guests or full-time use, this room also benefits from the Asphalt Green exposure. The spacious primary bedroom can accommodate a King bed set and includes a recently installed wall of efficient custom built-ins, eliminating the need for bulky furniture. Completely separated from the main living space and setback from the street, privacy and peace are paramount. The white bathroom has been updated to include new water fixtures and tub and is move-in ready. Last, but certainly not least, is the bonus office which was created adjacent to the entry foyer. This room is equipped with a custom fitted desk, drawers, and adjustable shelving and is truly a 'work-from-home' dream. Recently refinished original two-inch white oak flooring, picture molding, and thru-wall air conditioning complete this very special offering.
Designed in 1942 and comprised of 272 homes spread across 4 buildings with a central courtyard, Gracie Gardens is one of Yorkville's premier luxury cooperatives. With 24-hour doorman, live-in Resident Manager and friendly full building staff, landscaped common garden, playroom, community room, bike room, central laundry and additional storage for rent, this community has it all. The coop's close proximity to Carl Schurz Park, the Gracie Mansion Conservancy, the East River Promenade and Asphalt Green, as well as wonderful neighborhood restaurants, the 90th Street Ferry Terminal, 2nd Avenue Subway, and crosstown busses provide for comfortable and convenient living. There is a monthly capital assessment of $259. 69 though December 2024, which will be paid by the sellers at closing.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.760% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,083 | $3,884 | $4,949 |
Total Monthly Payment | $4,175 | $3,976 | $5,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.