5287 81st STREET N, #25, St. Petersburg, FL, 33709 | $79,000

Cozy as can Be. . . . . . ! Spacious 1-Bedroom 1-Bath Condo in popular Paradise Shores. NO current Special Assessments. New roofs as of April 2024. LOW Monthly fees include; Internet, WiFi, Cable, Gas for; Cooking, Heating and Hot Water, Water, Sewer, Trash. A RESORT STYLE COMMUNITY, centrally located close to several Beaches. Paradise Shores is known for its many amenities and superb location. This 55+ Active Community features a recreation center with a library, a heated swimming pool, Tiki Hut Barbecue Center, shuffle board, a bocce court and a firepit. Prefer to relax at home. . . . the open floor plan with oversized windows provide a relaxing view of the courtyard. The "comfy" master bedroom offers large space and a wall length closet. Cozy and comfortable living area and dining area welcomes your guests and is perfect for entertaining. Convenient kitchen located off the dining area offers lots of cupboards and counter space and eat in breakfast area. A covered front porch and a covered carport comes with the unit. Whether a seasonal resident or a full time resident, this affordable condo is Home! Sorry, Pets are prohibited, except ESA Animals. Minimum Lease Requirement is 3 months after 1 year ownership or owner to resides in unit for 6 months and then leasing is permitted. Can be purchased with furniture. . . . ! Easy commute to desirable local locations; Gulf Beaches, Downtown St. Petersburg with The Pier, Publix Grocery Store just across the street, minutes to additional shopping and the Tyrone Mall. Convenient commute to Tampa Airport and St. Pete - Clearwater Airport. Such an affordable place to call Home. . . . . Welcome Home. . . . !

Features

  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Pool, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Complex: PARADISE SHORES
  • Year Built: 1971
  • Approx Sq. Feet: 765
  • Acreage: 0.94
  • Est. Taxes: $1,144
  • Condo Fee: $535 Monthly
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Range, Refrigerator
  • MLS#: U8192133
  • Days on Market: 554 days
  • Website: https://www.raveis.com
    /prop/U8192133/528781ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/23/2024 1:28:25 AM)
Listing courtesy of Home Sweet Home Real Estate   Phone: 727-343-7600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5287 81st STREET N, #25, St. Petersburg, FL, 33709

$79,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $63,200 $63,200 $63,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.760% 7.042% 6.160%
Monthly Tax Payment $95 $95 $95
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $437 $415 $529
Total Monthly Payment $607 $585 $699

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.