Motivated Seller - Owner Financing available w/ 20% down at 6% for qualified buyers. This stunning custom home in Lincolnville was built in 2009 and is 3 stories w/ 4 BR & 3. 5 BA, numerous balconies and sun decks, and a gorgeous private garden patio in the rear. The designer was inspired by a Tuscan Villa and incorporated many vintage architectural touches into the unique concept. As you step up onto the front porch you will appreciate that the home is elevated and conforms to current elevation requirements. As you walk through the front entry there are two sets of stairs, one that takes you to the 1st floor bedrooms and the other that takes you to the second floor living room and kitchen area. On the first floor you have two bedrooms towards the front of the house connected by a Jack-and-Jill bathroom, then further down the hall you have a primary suite with a large walk-in closet and en-suite bathroom. The bathroom includes a lounging tub as well as a walk-in shower. This suite has a door that accesses the back patio as well as access to the back stairwell. As you walk up the front set of stairs you will reach the second floor and the breathtaking view of exposed cross beams, peaked high ceilings, stained glass windows, travertine stone tile, and tiled roof accents will stop you in your tracks as you take it all in. The spacious central kitchen is open and overlooks the front living room area that opens out onto a balcony overlooking the street view. The large open concept kitchen has a mobile island, custom cabinetry, solid surface counters, stainless appliances and marble tile. There is a formal dining area on the opposite side of the kitchen as well as a powder room and back balcony overlooking your garden courtyard. There are stairs that lead down to the first floor from the powder room, as well as another set of stairs that lead you to the 3rd floor suite complete with a full bathroom with walk-in shower and sun deck with a lovely view. There are gates on either side of the home leading back to your courtyard complete with built-in grill, fountain, fire pit, and storage areas. The circular drive also makes parking for multiple vehicles more convenient. Just a few minutes walk to downtown restaurants and shops or the bayfront, the location is prime! The home is all steel and concrete construction featuring a crawl space with concrete floor to access all utilities under the home, a tile styled roof made from metal panels for longevity and easy maintenance, and two solar panels connected to the water heater. This home could also be part of a portfolio of other investment properties if a potential buyer is interested. Zoned RS-2 which allows for weekly rentals. NEW AC UNIT Added for 2nd & 3rd Floors in 2024.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $860,000 | $860,000 | $860,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.355% | 6.738% | 6.684% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,507 | $5,507 | $7,492 |
Total Monthly Payment | $6,240 | $6,240 | $8,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.